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Peter Durovic

Open Banking; The Definitive Next Step in Financial Data Sharing

Open Banking; The Definitive Next Step in Financial Data Sharing The CEOs and CTOs of many financial institutions have made inaccurate, even downright preposterous statements ab ...

By July 11, 2022

EFT or EMT; which one should I use?
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Peter Durovic
EFT or EMT; which one should I use?
EFT or EMT; which one should I use for Canadian payments and banking? So, by now I’m sure you have heard of both Electronic Funds Transfers, or EFT ...

106 days ago | 3 min read

Top 5 Reasons Why You Should Use EMTs In Your Business
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Peter Durovic
Top 5 Reasons Why You Should Use EMTs In Your Business
Email Money Transfers, or EMTs, have long been a popular method of money transfer amongst Canadians. Therefore, if your business still does not use th...

121 days ago | 4 min read

Apaylo’s Top 3 Compliance Consulting Partners (seriously)
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Shea Malcolmson
Apaylo’s Top 3 Compliance Consulting Partners (seriously)
Look I get it. You’re thinking to yourself. Compliance? Trust me. You can save big dollars 💰, using sense 🧠. This is even more true ...

392 days ago | 4 min read

Payments With Purpose And The Birth Of An Industry
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Shea Malcolmson
Payments With Purpose And The Birth Of An Industry
It isn't all bad news. As we enter 2021, we are surrounded by the awful social unrest and unease that are a result of both a deadly virus that attac...

581 days ago | 2 min read

Payments Canada  Canadian Payments: Methods and Trends Report 2020
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Shea Malcolmson
Payments Canada Canadian Payments: Methods and Trends Report 2020
Payments Canada Canadian Payments: Methods and Trends Report 2020 In 2019, the total payments market in Canada grew to 22 billion consumer and bus...

610 days ago | 2 min read

Why Merchant Service Providers Are the Most Important Partner Your Business Will Ever Have
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Mike Peterson
Why Merchant Service Providers Are the Most Important Partner Your Bus...
The relationship between a business and their Merchant Services Provider is a crucial relationship (and probably the most important relationship a bu...

646 days ago | 3 min read

What Are Payment Rails?- and Reasons to Modernize Your Payment Systems and Go Digital!
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Mike Peterson
What Are Payment Rails?- and Reasons to Modernize Your Payment Systems...
As we quickly surge into the final quarter of 2020 and look forward to 2021, there are more reasons than ever to adopt digital/touchless banking meth...

660 days ago | 3 min read

The 500-Year History of Cheques: And Why Today They Are (Almost) Obsolete
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Mike Peterson
The 500-Year History of Cheques: And Why Today They Are (Almost) Obsol...
Have you ever noticed that the good old paper cheque seems to be appearing less and less as time goes on? Just 25 years ago- in 1995- the popularity ...

667 days ago | 3 min read

What Is Decentralized Finance (#DeFi)- and What Does This Mean for Traditional Banking?
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Shea Malcolmson
What Is Decentralized Finance (#DeFi)- and What Does This Mean for Tra...
DeFi is a unique new term that you may have heard with increased frequency over the past couple years- especially since 2018. Short for Decentralize...

673 days ago | 3 min read

SMALL & MIGHTY - Business Excellence Awards (presented by Keywest) - New Business Of The Year Winner
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Shea Malcolmson
SMALL & MIGHTY - Business Excellence Awards (presented by Keywest) - N...
The last few weeks have been extremely busy at Apaylo. From beta testing new products to receiving blog nods for our top-notch fraud prevention here ...

676 days ago | 2 min read